Journal

Mental health keeping you from work? Let’s talk about whether short-term disability has your back. Because between rising burnout rates and growing mental health awareness, more people are asking if their disability insurance covers what’s happening in their head, not just their body. Short Term Disability Basics First up – let’s clear something up: short-term…

Think Medicare’s going to pay your cousin to help take care of grandma? Not so fast. Let’s talk about who Medicare actually considers a caregiver, because the answer might surprise you. Medicare’s Definition of Care First up – Medicare has a very specific idea about who counts as a caregiver. Forget what you’ve seen on…

Think Medicare’s going to cover your long-term nursing home stay? Think again. Let’s talk about what actually happens when those Medicare benefits run out, and how to avoid a financial crisis when they do. Medicare Coverage Reality Check First up – let’s bust some myths about Medicare and nursing homes. Here’s what Medicare actually covers:…

Ever wonder why some companies have people who’ve worked there for decades while others can’t keep staff longer than a few months? Let’s talk about something that matters more than office perks – keeping your workforce safe and healthy. Safety Program Basics First up – what keeps people at their jobs beyond just the paycheck?…

Ever wonder if you could get sued for helping someone who’s hurt? Let’s talk about the good samaritan law that’s got your back when you’re trying to be a hero. What is the Good Samaritan Law? Think of it as your legal safety net when you’re trying to help someone in a medical emergency. The…

Got medical bills piling up? Join the club – about half of Americans have medical debt. Let’s talk about the minimum you actually need to pay each month. No Set Minimum Payment First up – that rumor about paying $5 a month keeping the collectors away? Total myth. Here’s the truth: There’s no legal minimum…

Let’s talk about everyone’s favorite topic – insurance! If you’re staring at a $6,000 orthodontist bill wondering if your medical insurance will save you, keep reading. Related: Does Medicare Cover Dental Implants Medical Insurance and Braces Here’s the bad news upfront: medical insurance typically doesn’t cover braces. Why? Because they consider it a dental thing,…

So you’re scrolling through TikTok and see someone making protein bars with… ground-up crickets? Yep, welcome to 2025, where eating bugs isn’t just for survival shows anymore. Let’s talk about acheta powder (fancy name for cricket flour) and why some people think it’s the future of food. I’m not here to convince you to throw…

Alright, let’s address the elephant (or should I say worm?) in the room. You might have seen some wild TikToks claiming your protein powder is made from ground-up worms. Before you throw out that $60 tub of whey, let’s dig into what’s actually true and what’s just internet chaos. Traditional Protein Powders: No Worms Involved…

Let’s talk about the most confusing piece of plastic in your wallet – your Health Savings Account card. HSA Card Basics Your HealthEquity HSA card is a Visa debit card that’s married to your Health Savings Account. Think of it like a regular debit card that went to medical school – it’ll only work for…